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What Are Connecticut Condo Resale Certificates, Bylaws & Declarations?

What Are Connecticut Condo Resale Certificates, Bylaws & Declarations?

The Connecticut Condominium Laws was enacted partly to protect the purchaser by requiring certain disclosures. In order to purchase a condo the seller must furnish you with the Declaration, association bylaws, rules and regulations and a resale document. (For condominiums greater than twelve units).

The Resale Document/Certificate is a package of disclosure documents given by the seller to the buyers of common interest ownership unit. These documents must include:

  • Monthly common charges
  • Unpaid charges the seller owns the association.
  • Any restriction on a maximum or minimum resale amount. 
  • The owners’ right to use or occupy the unit. 
  • Owners’ ability to lease the unit. 
  • Amount of reserve for capital expenditures.
  • Any upcoming capital spending approved greater than $1,000.
  • Number of unit owners who are at least sixty days delinquent in in paying common charges. 
  • Number of Foreclosures actions brought or pending by the association. 

Each association must provide the seller wit the resale documents within 10 business days of request and the name of the contact person must be on file with the town clerk. The association fee may not exceed $125 but an extra $10 may be requested for a request within 3 business days.


*** If the common interest community is fully built and has 12 or fewer units then the association will not have to supply resale documents. As a buyer of a condo unit 12 or fewer units you can ask for all relative documents and make it contingent to approval on the offer.


The Declaration defines how the condo complex is structured, what common areas are and what units are private ownership.


The Bylaws are the rules that contain the procedures for conduct of the affairs of the association. The bylaws are defined in the Connecticut Condominium Act  (COIA) and are the set of rules that govern the community. They are recorded at the town clerk’s office in the municipality in which the complex is located.


To read more on Connecticut Condominium Laws please see links below:

Ct Consumer Protection ~ FAQs Condominiums.

Connecticut Law About Condominiums ~ CT Jud Branch.

Newsletter ~ Connecticut 12 or Less Condo Unit.



This article has been written by David Popoff.


  David Popoff | Broker 

   Direct Line: 203-228-0646 



DMK Real Estate is a full service license Connecticut Real Estate Broker firm that serves lower Fairfield County. With lower overhead costs DMK Realty can fulfill buyers and sellers needs locally and on the internet at lower costs compared to the larger national brands.



David Popoff is a license Connecticut Real Estate Broker specializing in Sustainability in lower Fairfield County, Connecticut.


DMK Property Management llc a locally owned company serving lower Fairfield County, Connecticut.



David Popoff
Connecticut Licensed Real Estate Broker
Realtor® Green
Seller Representative Specialist
Accredited Buyer Representative


DMK Real Estate, Darien, CT.
Cell (203) 228-0646




DMK Realty, 06820 





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Comment balloon 9 commentsDavid Popoff • February 13 2014 08:41AM


Good morning David. Nice job with your post about a very important topic. Should be read by every prospective condo buyer.

Posted by Joe Petrowsky, Your Mortgage Consultant for Life (Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709) over 6 years ago

Well done, Dave!   I shared this with my agents- lots of great information here!

Posted by Dagny Eason, Fairfield County CT, CDPE Homes For Sale and Condo (Dagny's Real Estate) over 6 years ago

 Educated consumer are our best customers  :-)

Posted by David Popoff, Realtor®,SRS, Green ~ Fairfield County, Ct (DMK Real Estate ) over 6 years ago

I bookmarked this article.  It has all of the pertinent information that one would want to know about Connecticut condominium law.

Posted by ReadySetLoan Condo Approval Team, The FHA/VA Condo Project Approval Specialists (ReadySetLoan Condo Team LLC) over 6 years ago

Looking for someone to help straighten up the lax manner of this Association and Aspecially the Board and Manager. I am the Treasurer and the Board and ManagetAre blocking my seeing the Accounts Rec. and Payable. Help

Posted by Elaine Burns over 1 year ago


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