Connecticut Real Estate and Green Build Blog.

Home Buying Closing Cost Comparison Westchester County-NY vs. Fairfield County-CT.

Home Buying Closing Cost Comparison Westchester County-NY vs. Fairfield County-CT.

 It is not just price and taxes you should look at when purchasing a home but the different fees for closing costs that can save you thousands of dollars when looking in Westchester County, N.Y. or Fairfield County, Ct. Different regions and states tend to have different closing costs such as recording fees, tittle insurance fees, state taxes fees and more.

Below is an example of the closing costs difference between Westchester County and Fairfield County. The list was put together by Mark Zaia mortgage broker with Total Mortgage who has decades of experience in New York and Connecticut with over a $1 billion dollars funded.

With the example below the assumed purchase price is $1,575,000 with 25% down at a 4% mortgage rate. As you take a look at the estimated it turns out that the upfront closing costs of Westchester County is $42,835.15 more expensive to close than Fairfield County.


The two biggest costs that Westchester County has that Fairfield County does not have are:-

NY State Mortgage Tax  ~ The mortgage tax con be computed by calculating 1.3% of the mortgage amount less $30.00 for a one or two family dwelling.*

Mansion Tax ~ On homes over $1 million a mansion tax is imposed on each conveyance of residential real estate.

*For more information on Westchester closing costs go to Land Records Fees and Taxes – Westchester County Clerk.






For more information on Home Trends in Fairfield County, Connecticut contact DMK Real Estate.  DMK providing step by step real estate assistance for buyers, sellers, builders, landlords and tenants.


For all your real estate needs in Darien and lower Fairfield County please call David Popoff at DMK Real Estate llc, cell 203-228-0646 or e-mail


David Popoff
Connecticut Licensed Real Estate Broker
Realtor® Green
Seller Representative Specialist
Accredited Buyer Representative


DMK Real Estate, Darien, CT.
Cell (203) 228-0646




DMK Realty, 06820 





Facebook    Twitter    Linked in





click on logo to go to website







Find David Popoff Ct on Google+
Comment balloon 0 commentsDavid Popoff • December 06 2017 06:51PM